| Welcome to Yanks Down Under! You're currently viewing our forum as a guest. This means you are limited to certain areas of the board and there are some features you can't use. If you join our community, you'll be able to access member-only sections, and use many member-only features such as customising your profile, sending personal messages, and voting in polls. Registration is simple, fast, and completely free. Join our community! If you're already a member please log in to your account to access all of our features: |
| Driving in the US - no insurance? | |
|---|---|
| Topic Started: Feb 12 2010, 01:57:47 PM (267 Views) | |
| surfermomkelly | Feb 12 2010, 01:57:47 PM Post #1 |
|
True Blue Mate
|
Not sure if this is the right place. But we own 1/2 of my late FILs car, its in my SILs name and her insurance, when we go back in July I want to drive it, anyone know what I need to do to be covered on it? |
 |
 
|
| shylady | Feb 12 2010, 02:26:26 PM Post #2 |
oldYank
|
Have your SIL check on her car insurance. Mine in the US covered anyone I gave permission to drive my car, so it wasn't a problem with Greg driving it when he came to visit. When I was back in the US last year my sister loaned me her car, and her insurance covered me the same way. Might be different in CA, though, so just have her ask the insurance agent. Lisa |
|
"I could’ve turned a different corner, I could’ve gone another place... " ku,'09 | |
|
|
|
| pastrycook-136 | Feb 12 2010, 02:28:58 PM Post #3 |
True Blue Mate
|
I think you can just simply have your SIL add your name as an authorised driver to the policy. |
| "If you want to gather honey don't kick over the beehive!" | |
|
|
|
| surfermomkelly | Feb 12 2010, 02:36:41 PM Post #4 |
|
True Blue Mate
|
I was thinking that when our Aussie friends came over there we let them drive our car and it was fine. But since I'm not Aussie and American, I could be considered an "unisured motorist"? ANyway, I'll have her call thats a good idea. I'm hoping they sell it before then and I can rent a convertible for a month to play in! |
|
|
|
| NurseJules | Feb 12 2010, 03:12:52 PM Post #5 |
True Blue Mate
|
I drive my parents cars when I'm home and they have a policy which allows their insurance to cover drivers who aren't on the policy. It's through AAA California. |
|
|
|
| anater | Feb 12 2010, 08:52:30 PM Post #6 |
|
True Blue Mate
|
In CA basically every auto policy from a standard carrier "follows the car", that is, it will cover anyone authorised to use the vehicle for liability / UMBI (and comp and coll). The only time that it would be a problem is if you became a member of the household where the car is registered or garaged. Then the insurance company will want you added to the policy since you might become a regular user of the vehicle. As a visitor or guest you should have no problem using someone else's vehicle on a temporary basis. However, you should have vehicle owner call the agent / broker just to verify. Some non standard (offshore) policies are more restrictive so definitely check.
Edited by anater, Feb 13 2010, 10:31:41 AM.
|
|
|
|
| surfermomkelly | Feb 13 2010, 09:50:02 PM Post #7 |
|
True Blue Mate
|
Thanks everyone, we are covered. I think I am going to buy a car anyway so when we travel back home we have it for us. We had one here for years for when we traveled here and it saved heaps on renting one. Plus my FIL has this huge Caddy LOL |
|
|
|
| « Previous Topic · "How Do I...?" · Next Topic » |
6:23 PM May 19